Impact of financial literacy, mental budgeting and self control on financial wellbeing: Mediating impact of investment decision making

Ruofan Bai

PLOS ONE · 2023-11-14
Research article · Version of record · CC BY 4.0 · 7,752 words

Original source: Volume 18 · Issue 11 · e0294466

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Title: Impact of financial literacy, mental budgeting and self control on financial wellbeing: Mediating impact of investment decision making
Human authorship: Ruofan Bai
Source: Complete manuscript edition 2026-10-29
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Original authors / creators: Ruofan Bai
Original publication: PLOS ONE · Public Library of Science · 2023-11-14
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doi:10.1371/journal.pone.0294466
License & retained notices: CC BY 4.0
© 2023 Ruofan Bai
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This is an open access article distributed under the terms of the Creative Commons Attribution License, which permits unrestricted use, distribution, and reproduction in any medium, provided the original author and source are credited. Article-specific license href: http://creativecommons.org/licenses/by/4.0/
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Evidence limits: Convenience sample of Chinese university students and survey-based constructs. Subjective wellbeing is not investment performance, and structural associations do not establish educational intervention effects.
Retraction / correction check: No article-specific correction, expression of concern or retraction identified on 2026-10-29. Retrieved publisher HTML and XML plus Crossref work relations and update fields; publisher notice-link inspection found only generic notices-policy navigation. Bounded source checks, not exhaustive registry clearance or human review. Checked 2026-10-29.
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