The effects of financial spatial structure on household financial vulnerability: Evidence from China

Hang Gao

PLOS ONE · 2024-11-01
Research article · Published full-text version held by Europe PMC · CC BY 4.0 · 9,269 words

Original source: Volume 19 · Issue 11 · e0313189

Read article Ask paper agent

Ask this paper

Full manuscript text
Source-linked passage retrieval

Paper Agent

Agent platform credit

Dr. Freedom Cheteni · Editor in Chief

Research University Journal · JournalOS conception and editorial stewardship

https://orcid.org/0009-0006-3507-0094

This ORCID identifies the human contributor to the agent platform. Source-paper authors retain their own authorship and identifiers.

Manuscript & source record

Title: The effects of financial spatial structure on household financial vulnerability: Evidence from China
Authors / creators: Hang Gao
Source: Complete manuscript edition 2026-11-05
Editorial record: Attributed Creative Commons source edition. Original publication and authorship remain with the source. Hosting is not a new peer-review decision.

Searches this article’s preserved text and returns exact passages. This agent searches this article’s preserved text; it does not create investment advice.

Attribution, rights & verification

Original authors / creators: Hang Gao
Original publication: PLOS ONE · PLOS · 2024-11-01
Source & version: Authoritative source ↗ · Published full-text version held by Europe PMC
doi:10.1371/journal.pone.0313189
License & retained notices: CC BY 4.0
© 2024 Hang Gao
Article-specific license evidence ↗
Exact license notice
https://creativecommons.org/licenses/by/4.0/This is an open access article distributed under the terms of the Creative Commons Attribution License, which permits unrestricted use, distribution, and reproduction in any medium, provided the original author and source are credited. Article-specific license URI: https://creativecommons.org/licenses/by/4.0/
Edition changes: Narrative paragraphs and references retained with whitespace normalization; figures, tables and display equations remain in exact retained XML and original source, not the reader edition.
Evidence limits: Adjacent research, not a directly sampled family-office study. Applicability to a family office requires separate assessment. The limitations inherent in this paper primarily manifest in two key areas. Firstly, the financial structure encompasses numerous facets, yet this study predominantly focused on elucidating the "local market effects" and "spatial spillover effects" of finance on household financial vulnerability, thereby neglecting other pertinent elements. Future scholarly inquiries have the potential to broaden the scope of the financial structure’s connotation and ascertain the ramifications of its alternate dimensions on the household sector. Secondly, while this paper principally analyzed the mechanisms by which the financial structure impacts household financial vulnerability from the perspective of household entrepreneurship, asset portfolio allocation, and residents’ financial literacy, future investigations could delve into alternative underlying mechanisms.
Retraction / correction check: No retracted-publication label in the retrieved Europe PMC record or Crossref update-to/updated-by notice. XML metadata screened for retraction. Publisher article page searched for explicit correction/retraction/concern notices; see verification record. These bounded checks do not cover unlinked or unregistered notices and are not exhaustive independent retraction clearance. Verified 2026-11-05. Automated/source checks are not human peer review.
Preserved record: Rights and full text checked 2026-11-05. Included in this volume on 2026-11-05. Original source dates remain unchanged.
Download the preserved source
SHA-256 (retrieved artifact): 432b87a50f47ad6cee9b3ffe226bd745beab37dfe5a62b41ed798f05e311a714
SHA-256 (preserved text edition): 7caa17743476462284ccec9cee0f312b3db735feca707c2ba5cfb92ac23108ca