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Volume 3 · Issue 1 · 2026

The Family Office Decision Book

100 open research articles for the choices that shape capital, families and the world around them.

100 research & analysis articlesOpen access
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A note to the reader

This issue draws from listed companies, households, experiments and other adjacent settings. It is not a collection of 100 studies directly sampling family offices. Use the evidence to sharpen questions; check each paper’s population, methods and limitations before applying it. Each source has its own passage agent. Original findings remain distinct from the editorial practice articles elsewhere in the journal.

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13–24 of 40 articles · Financial judgment & family learning

13

Financial judgment & family learning · Research source

Analysing the behavioural, psychological, and demographic determinants of financial decision making of household investors

Parul Kumar; Md Aminul Islam; Rekha Pillai; Taimur Sharif
Heliyon · 2023-01-21 · CC BY 4.0

Adjacent household, retail-investor or financial-capability research for family-office beneficiary education, financial agency and decision-process diligence; not a family-office sample unless explicitly established in the source.

14

Financial judgment & family learning · Research source

Designing effective explainable AI: a human-centered evaluation of explanation formats in financial decision-making

Henry Maathuis; Marcel Stalenhoef; Sieuwert van Otterloo; Raymond Zwaal; Kees van Montfort; Danielle Sent
Frontiers in Artificial Intelligence · 2026-03-05 · CC BY 4.0

Adjacent household, retail-investor or financial-capability research for family-office beneficiary education, financial agency and decision-process diligence; not a family-office sample unless explicitly established in the source.

15

Financial judgment & family learning · Research source

Do we really need financial literacy to access the behavioral dynamics of generation Z? A case of Oman

Mohammad Shahfaraz Khan; Imran Azad; Sanyo Moosa; Mohd Yousuf Javed
Heliyon · 2024-06-24 · CC BY 4.0

Adjacent household, retail-investor or financial-capability research for family-office beneficiary education, financial agency and decision-process diligence; not a family-office sample unless explicitly established in the source.

16

Financial judgment & family learning · Research source

Does Financial Literacy Affect Household Financial Behavior? The Role of Limited Attention

Shulin Xu; Zhen Yang; Syed Tauseef Ali; Yunfeng Li; Jingwen Cui
Frontiers in Psychology · 2022-06-20 · CC BY 4.0

Adjacent household, retail-investor or financial-capability research for family-office beneficiary education, financial agency and decision-process diligence; not a family-office sample unless explicitly established in the source.

17

Financial judgment & family learning · Research source

Market Impact Analysis of Financial Literacy among A-Share Market Investors: An Agent-Based Model

Rongtian Zhou; Xiong Xiong; Bàrbara Llacay; Gilbert Peffer
Entropy · 2023-11-29 · CC BY 4.0

Adjacent household, retail-investor or financial-capability research for family-office beneficiary education, financial agency and decision-process diligence; not a family-office sample unless explicitly established in the source.

18

Financial judgment & family learning · Research source

Unraveling Investor Behavior: The Role of Hyperbolic Discounting in Panic Selling Behavior on the Global COVID-19 Financial Crisis

Sumeet Lal; Trinh Xuan Thi Nguyen; Aliyu Ali Bawalle; Mostafa Saidur Rahim Khan; Yoshihiko Kadoya
Behavioral Sciences · 2024-09-09 · CC BY 4.0

Adjacent household, retail-investor or financial-capability research for family-office beneficiary education, financial agency and decision-process diligence; not a family-office sample unless explicitly established in the source.

19

Financial judgment & family learning · Research source

A Study on the Impact of Financial Literacy and Digital Capabilities on Entrepreneurial Intention: Mediating Effect of Entrepreneurship

Gyung-Lan Kang; Cheol-Woo Park; Seung-Hwan Jang
Behavioral Sciences · 2024-02-08 · CC BY 4.0

Adjacent household, retail-investor or financial-capability research for family-office beneficiary education, financial agency and decision-process diligence; not a family-office sample unless explicitly established in the source.

20

Financial judgment & family learning · Research source

Factors shaping subjective financial well-being in emerging adults: A comparative study of Italy and Germany

Maria Rosa Miccoli; Yury Shevchenko; Paola Iannello; Ulf-Dietrich Reips
PLOS One · 2025-04-21 · CC BY 4.0

Adjacent household, retail-investor or financial-capability research for family-office beneficiary education, financial agency and decision-process diligence; not a family-office sample unless explicitly established in the source.

21

Financial judgment & family learning · Research source

Children's understanding of financial literacy and parents' choice of financial knowledge learning methods in Malaysia

Logasvathi Murugiah; Rusmawati Ismail; Hasniza Mohd Taib; Shri Dewi Applanaidu; Muhamad Noor Habibi B.Hj. Long
MethodsX · 2023-09-16 · CC BY 4.0

Adjacent household, retail-investor or financial-capability research for family-office beneficiary education, financial agency and decision-process diligence; not a family-office sample unless explicitly established in the source.

23

Financial judgment & family learning · Research source

Is It Necessary to Launch a School-Based Financial Literacy Curriculum? Evidence From China

Xiawei Tan; Xiaoping Li; Zhineng Hu; Yongge Niu; Qianwei Ying; Yi Lu; Jiuping Xu
Frontiers in Psychology · 2022-04-19 · CC BY 4.0

Adjacent household, retail-investor or financial-capability research for family-office beneficiary education, financial agency and decision-process diligence; not a family-office sample unless explicitly established in the source.

24

Financial judgment & family learning · Research source

The importance of the comparative benchmark for measuring composite financial literacy with survey data

Fang Liu; Hanyun Lei; Wenyi Lu; Qiang Yin
Frontiers in Psychology · 2022-12-07 · CC BY 4.0

Adjacent household, retail-investor or financial-capability research for family-office beneficiary education, financial agency and decision-process diligence; not a family-office sample unless explicitly established in the source.